Agriculture plant machinery & equipment finance

Finance for the Farming And Agriculture Industry


Advance your business

Finance and scale for growth

After speaking to numerous farming and agricultural business owner and assisting them to obtain finance, we have grown to understand that it can be difficult to maintain, let alone advance an agricultural business.

If you need to finance and scale the growth of your business and take away the stress of keeping your equipment and machinery up to date, then you’ve come to the right place.

Finance the purchase of Equipment and Machinery, improve cash flow and scale your business

Finance for the Agriculture Industry

Farming And Agriculture Is Vital to The UK Economy

Agriculture in the UK uses 69% of the country’s available land.

Despite this high percentage, skilled farmers are finding it difficult to keep up with the high costs of running an agricultural business.

Ever-changing technology and new machinery can be expensive and feel out of reach due to the high cost of running a farm.

Financing your equipment and machinery will allow you to spread your costs over a longer period of time while obtaining the latest technologies (Agri Tech) you need to grow yield each and every season.

Finance for farming and agricultural equipment
Farmer cutting hay from meadow using topper prior to rainfall. Finance for farming and agricultural equipment.

How Can Your Business Benefit From Asset Finance?

When attending any of the countryside shows which take place across the UK every summer, you’re presented with the latest technology available to the farming industry. 

Whether it’s a shiny new combine harvester, self-driving tractor or state of the art seed drill, the costs can be eye-watering. They’re the next ‘must-have’ thing, offering increased productivity, time-saving and greater yields, not to mention the reduced running costs of using newer equipment.

The problem comes with the purchase cost. Looking at these astronomical price tags may make you feel there’s no way to keep up with the fast-changing pace of the industry, however, with the right funding options, not only can you run modern efficient equipment, but you can do so within a sensible budget.

Maximize your growth, cut costs and increase efficiency

Coates Finance can offer you and your business a number of asset finance services that will allow you to purchase the equipment and plant machinery that you need to operate your business more efficiently.

Here is a list of the asset finance solutions we offer:

  • Hire Purchase
  • Finance Leasing
  • Operating Lease
  • Asset Refinance
  • Commercial Business Loans
    • Secured Business Finance
    • Unsecured Business Loans
    • Working Capital Loans

Let the knowledgeable professionals help you and your farm get ahead in the current market so you can diversify and grow your agricultural business

Allow us to help you find an affordable way to spread the costs of growing your business with the latest agritech and farming equipment.

Finance Your Agricultural Equipment and Plant Machinery With Coates

Fund your equipment costs so you can focus on growing your business.

With access to capital for up-to-date equipment you can keep your business operations running smoothly, your costs low, and your safety standards high.

With asset finance you can:

  • Upgrade your equipment.
  • Run your business more efficiently
  • Spread your costs over time so you can better manage your cashflow
  • Free up cash flow for emergencies.

List of agricultural equipment and plant machinery

Here’s a list of popular commonly used equipment you can finance:

  • Tractor / Two-wheel tractor
  • Tracked tractor / Caterpillar tractor
  • Cultivator
  • Cultipacker
  • Chisel plow
  • Harrow
  • Sprinkler system
  • Buckrake—for silage making
  • Grain cart (with built in Grain Auger)
  • Conveyor belt
  • Farm truck
  • Grain dryer
  • Harvestor
  • Milking and dairy equipment
  • Biomass boilers
  • Wind turbines
  • Solar PV
  • Hydro projects

If you’re looking to fund something else – just complete the short form below or give us call today. We can finance almost any business asset.

We offer personalized funding Solutions

Finance Solutions For The Agriculture Industry

Hire purchase allows you to obtain the equipment your business needs and pay for it in increments over a negotiated period.

At the end of the agreed-upon time, you will be offered the option to purchase the asset.

A finance lease works like a loan agreement that allows you to acquire the assets your business needs without having to buy them outright.

Coates arranges for a funder to purchase the assets your business needs for you and lease them back to you over a negotiated time period.

An operating lease is an agreement that allows your business to use and operate assets without committing to ownership.

The agreed-upon rental term of an operating lease is typically shorter than the life of the asset.

This is an ideal solution for businesses which make use of heavy equipment, plant machinery or vehicles.

Also known as a sale and leaseback agreement, this finance solution allows your company to sell existing assets (subject to age) in return for working capital.

Although you no longer own title to the equipment, you can still continue to use it by leasing it back from us whilst freeing up cash for other purposes.

Secured commercial loan

A secured business or commercial loan is a loan secured against an asset of the borrower, giving them the working capital they need right away.

Unsecured Business Loan

An unsecured business loan allows businesses to obtain essential equipment without collateral.

Your Journey Begins Here

Partner with Coates Finance

Here is what You need to get started

Fast Finance for Your Agriculture Company in 3 Easy Steps

Partner with one of the UK’s leading asset finance providers.

Our friendly team of experts are waiting to assist you and your company.

We’ll help you finalise a solution that meets your needs, and take the hassle out of the decision-making process so you can spend more time on what matters to you most – growing your business.

We have streamlined the application process and made it super simple to apply for the funding you need.

Complete the short form below and let’s get started today.

Complete the form below and speak to one of our knowledgeable finance professionals, who will answer your questions and guide you through the final steps to a solution that works for you.

Call us on 01904 492851 

You can also give us a call if you need immediate answers to your questions. Our friendly experts will happily answer any questions you may have before you begin your application.

Lines are open
9:00am – 5:30pm Monday to Friday
(excluding UK bank holidays)

We'll Help You Every Step Of The Way

Finance Your
Agriculture Business Today

Follow the simple 3 step process to finance your business today.

Once you have completed the first step, we will get you on a call to answer any more detailed questions you may have and move quickly towards getting your financial requirements successfully approved



Complete the Form

Complete the simple form below and apply online for the amount you need to grow your business


Receive Fast Approval

We will process your application and aim to get you approved for your desired amount in 24-48 hours


Get Funded


Now you’ve been approved, you can acquire the assets you require to grow.

Let's Get Started

All you need to do is complete the form and submit your application to get started today

  • Partner with one of the UK's leading finance solution providers
  • Get sector specific solutions from the "smartest people in the finance industry"
  • Apply in minutes and see funds in your account in as little as 48 hours
  • Access funds from £2000 - £500,000
  • FREE tailored quotation with no obligation

Get a FREE, No risk, No obligation Quote Today

Get your FREE business finance quote today

Complete the form and submit your application to get started today