Coates Finance » Business Loans
Business Loan For Small Business
Specialised Experience
working capital is essential to the growth of your business
Coates Finance can provide you with a business loan solution that will help your small business or SME to flourish.
If you need funds for a specific opportunity, an unexpected cost, or working capital to smooth out cashflow, a business loan can offer many benefits to your business.
If this situation sounds familiar, a business loan could give your business the capital injection it needs.
By securing the right loan for your circumstances, you can fund growth, cover costs, or bridge a gap without disrupting your day-to-day operations.
We can fund almost any business through our selection of business finance solutions.
Discover how we can arrange the ultimate solution for you.
Call Us Today for a FREE, No Obligation Quote: 01904 948008
Finance your Business Growth with these 2 types of Business Loans
Business Loans For Your Business to Success
Choosing the Right Loan
There are two types of business loan:
- Secured Business Loans
- Unsecured Business Loans
The biggest difference between them is whether the loan is backed by an asset you own.
Both give you a lump sum of working capital, repaid in agreed instalments over a set term.
Many businesses choose the type that best matches their appetite for risk and the assets they have available to offer as security.
Secured Business Loans: – A secured business or commercial loan is a loan secured against an asset of the borrower, such as property, vehicles or equipment, giving you access to the working capital you need right away, often at a more competitive rate.
Unsecured Business Loans: – An unsecured business loan allows your business to access funding without offering up collateral. This is a popular option for businesses that want funding fast, or that don’t have a suitable asset to secure against.
Reap the Benefits
Maximise your Growth and Scale your Business with a Business Loan
FAST ACCESS TO WORKING CAPITAL
Get a lump sum in your account quickly, so you can act on opportunities or cover costs without delay.
RETAIN FULL OWNERSHIP AND CONTROL
Unlike raising equity investment, a business loan doesn’t require giving up any share of your business.
FLEXIBLE REPAYMENT TERMS
Choose a term and repayment structure that suits your cashflow, rather than a one-size-fits-all agreement.
NO NEED TO SECURE AGAINST PROPERTY
With an unsecured loan, you can access funding without putting your home or premises on the line.
FUND GROWTH ON YOUR TERMS
Use the funds however your business needs them, whether that’s stock, staff, marketing or a new opportunity.
BUILD YOUR BUSINESS CREDIT PROFILE
Managing a business loan well can help build a track record that makes future funding easier to access.
How does a business loan work?
- Tell us how much you need and what it’s for
- We match you with the right loan type and lender for your circumstances
- Once approved, funds are paid into your business account, typically within 24–48 hours
- You repay the loan in agreed instalments over the term you’ve chosen
How much does a business loan cost?
We work with you to provide ongoing support that adapts to your changing business requirements.
Rates depend on factors including the loan amount, term, whether it’s secured or unsecured, and your business’s trading history — we’ll always give you a clear, upfront quote before you commit to anything.
What it gives you:
- Working Capital – A lump sum you can put to work straight away, rather than waiting on savings or invoice payments.
- Certainty – Fixed repayments over an agreed term make budgeting and cashflow planning easier.
- Opportunity – The means to act on a new contract, stock order or expansion plan while it’s still available.
If you would like to see how a Business Loan could help your business, please get in touch. Complete the short form below to request a call back or call us today.
Here are some of the businesses we have supported and financed
- Accountants
- Actuaries
- Architects
- Barristers
- Business Support / Consultancies
- Childcare and Nursery Providers
- Cleaning and Facilities Management Companies
- Construction Companies
- Dental and Medical Practices
- Education and Training Providers
- Estate, Letting and Managing Agents
- Fitness Studios and Personal Trainers
- Garages and Mechanics
- Hair and Beauty Salons
- Hotels, B&Bs and Guest Houses
- Independent Financial Advisors / IFAs
- Insolvency Practitioner
- Insurance and Pension Advisors
- IT and Software Companies
- Marketing, Advertising Agencies, Research and PR Companies
- Mortgage Advisor
- Planning Consultants
- Property Selling Agents
- Property Service Businesses
- Property Surveyors and Valuers
- Recruitment
- Restaurants, Cafés and Takeaways
- Retailers and Shopkeepers
- Scaffolding Companies
- Security Guard Services
- Solicitors / Legal Advisors
- Trade and Export Consultants
- Veterinary Practices
- Waste Recycling
- Wholesalers
Call Us Today for a FREE, No Obligation Quote: 01904 948008
Here is What You Need to Get Started
Fast Business Loans for Small Business and SMEs in 3 Easy Steps
Partner with one of the UK’s leading asset finance providers.
Our friendly team of experts are waiting to assist you and your company.
We’ll help you find a solution that meets your needs, and take the hassle out of the decision-making process so you can spend more time on what matters to you most – growing your business.
We have streamlined the application process and made it super simple to apply for the funding you need.
Complete the short form and let’s get started today.
Complete the form below and speak to one of our knowledgeable business finance professionals, who will answer your questions and guide you through every step to a solution that works for you.
You can also give us a call if you need immediate answers to your questions. Our friendly experts will happily answer any questions you may have before you begin your application.
Call us on 01904 948008
Lines are open
9:00am – 5:30pm Monday to Friday
(excluding UK bank holidays)
Get Your Business Loan Today
Follow the simple 3 step process to finance your business today.
Once you have completed the first step, we will arrange a call to answer any more detailed questions you may have and move quickly through steps two and three to get your financial requirements successfully approved.
01
Complete the Form
Complete the simple form below and apply online for the amount you need to grow your business
02
Receive Fast Approval
We will process your application and aim to get you approved for your desired amount in 24 – 48 hours
03
Get Funded
Congratulations!
Now you’ve been approved, you can acquire the assets for you require to grow.
Call Us Today for a FREE No Obligation Quote: 01904 948008
Let's Get Started
All you need to do is complete the form and submit your inquiry to get your no obligation quote today
- Partner with one of the UK's leading asset finance providers
- Get sector specific solutions from the "smartest people in the finance industry"
- Apply in minutes and get a preliminary decision within the hour
- Access funds from £5000 - £500,000
- FREE tailored quotation with no obligation