Extensive Experience in LCV Finance for Small Businesses and SMEs.
Light Commercial Vehicle (LCV) Finance
Looking to Buy, Hire, Lease; New or Used LCVs for your business? You've come to the right place
Already know what you need? Visit our Van Finance, Pickup Truck Finance or Truck Finance pages for more detail.
Do you need a panel van, dropside, chassis cab or light truck for your business?
Are you looking to upgrade to a more efficient, lower-emission LCV?
Coates Finance can help you access and finance light commercial vehicles (LCVs) easily through our range of finance packages.
We offer various vehicle financing solutions that will allow any UK business to purchase any type of LCV (new or used) with as little hassle as possible.
LCV covers any commercial vehicle up to 3.5 tonnes gross vehicle weight — from a small car-derived van or panel van, to a load-carrying pickup truck, or a dropside, tipper or chassis-cab light truck. Whether it’s a Ford Transit, Mercedes-Benz Sprinter, Volkswagen Transporter or Vauxhall Vivaro, we can help you get the finance you need at great rates.
We are a friendly and approachable team that can help. Talk to us to learn how we can help you finance your new LCV today.
If you're looking for finance for a new/used LCV, please complete the short form below to request a call back or call us today on the number below.
Call Us Today for a FREE No Obligation Quote: 01904 948008
Reap the Benefits
Upgrade your Fleet today with LCV Financing.
Finance all your LCVs with Coates Finance
Light commercial vehicles are the day-to-day workhorses for trades, courier, delivery and service businesses across the UK, getting people, tools and stock exactly where they need to be.
Whether you need a single van or a mixed fleet of panel vans, dropsides and chassis cabs, Coates Finance has a number of lease-purchase & hire purchase, leasing and refinancing solutions available, so you can acquire any LCV when you need it most. Coates has years of experience with vehicle financing. Partner with us today to arrange the ideal asset finance solution to suit your business.
Explore LCVs by Type
Already know which type of LCV your business needs? Jump straight to the page with more detail on that vehicle:
- Van Finance — panel vans, car-derived vans and dropsides for courier, trade and delivery businesses.
- Pickup Truck Finance — double-cab and single-cab pickups for construction, agriculture and utilities work.
- Truck Finance — light and medium chassis-cab trucks for day-to-day local delivery and site work.
Not sure which fits, or running a mixed fleet? Stick with this page and one of our team will help you match the right vehicle and finance package to the job.
Emission Zone and Licensing Considerations
Most LCVs can be driven on a standard category B car licence up to 3.5 tonnes, though heavier conversions can tip into Category C1 territory, so it’s worth checking before you order.
As Clean Air Zones and Low Emission Zones spread across the UK, running a Euro 6 compliant LCV fleet avoids the daily charges non-compliant vehicles face — and with more electric LCVs coming to market, now may be the time to compare running costs against a diesel replacement.
LCV Finance Deals
Whether you need a used panel van or a new dropside chassis cab, we'd love to quote.
Get costs covered, and finance your new LCVs so you can efficiently run your business
With asset finance you can:
- Upgrade to the latest versions
- Buy new or lease them
- Run your business more efficiently
- Spread your costs over time so you can better manage your cash flow
- Free up cashflow for emergencies.
We offer a number of personalised funding solutions for LCVs
LCV Finance for UK Businesses
Hire purchase allows you to obtain the LCVs your business needs and pay for them in increments over a negotiated period.
At the end of the agreed-upon time, you will be offered the option to purchase the asset.
A finance lease works like a loan agreement that allows you to acquire the LCVs your business needs without having to buy them outright.
Coates arranges for a funder to purchase the assets your business needs for you and lease them back to you over a negotiated time period.
An operating lease is an agreement that allows your business to use and operate equipment and machinery without committing to ownership.
The agreed-upon rental term of an operating lease is typically shorter than the life of the asset.
Asset Refinance is an ideal solution for your business if you also use heavy equipment, plant machinery or vehicles.
Also known as a ‘Sale and Leaseback’ or ‘Sale and Hire Purchase back’ agreement, this finance solution allows your company to sell existing vehicles to the lender in return for working capital.
This enables you to still use your assets by leasing them back from us whilst freeing up cash for other purposes.
Secured commercial loan
A secured business or commercial loan is a loan secured against an asset of the borrower, giving them the working capital they need right away.
Unsecured Business Loan
An unsecured business loan allows businesses to obtain essential vehicles without collateral.
Call Us Today for a FREE No Obligation Quote: 01904 948008
Let's Get Started
All you need to do is complete the form and submit your inquiry to get your no obligation quote today
- Partner with one of the UK's leading finance solution providers
- Get sector specific solutions from the "smartest people in the finance industry"
- Apply in minutes and see funds in your account in as little as 48 hours
- Access funds from £5000 - £500,000
- FREE tailored quotation with no obligation
