Extensive Experience in Lorry Finance for Small Businesses and SMEs.
Lorry Finance
Looking to Buy, Hire, Lease; New or Used Lorries for your business? You've come to the right place
Need a smaller commercial vehicle? Visit our Truck Finance page.
Do you run national or international haulage?
Are you looking to upgrade to a more fuel-efficient, Euro 6 lorry?
Coates Finance can help you access and finance rigid and articulated lorries easily through our range of finance packages.
We offer various vehicle financing solutions that will allow any UK business to purchase any type of lorry (new or used) with little to no hassle.
Whether it’s a heavy artic such as a DAF XF, Scania R-series or Volvo FH, or a rigid lorry like a Mercedes-Benz Actros, we can help you get the right finance for your needs.
We are a friendly and approachable team that can help. Talk to us to learn how we can help you finance your new lorry today.
If you're looking for finance for a new or used lorry, complete the short form below to request a call back or call us today.
Call Us Today for a FREE No Obligation Quote: 01904 948008
Reap the Benefits
Operate the Lorries you need through Financing.
Finance all your Lorries with Coates Finance
Your lorries are the backbone of the business. With tight delivery schedules and ever-tighter regulatory control, operating a reliable fleet has never been more important.
Newer lorries offer real advantages over older vehicles:
- Increased efficiency and fuel economy
- Better reliability
- Quieter and more comfortable cabs
- Improved company image
- Safer
- Improved driveability
- Better driver environment
By choosing a finance package that works for you, you can upgrade your lorries to the latest models immediately. Coates Finance has a number of lease-purchase & hire purchase, leasing and refinancing solutions available, so you can acquire any lorry when you need it most. Coates has years of experience with vehicle financing. Partner with us today to arrange the ideal asset finance solution to suit your business needs.
Operator's Licence and Emission Zone Compliance
Running lorries over 3.5 tonnes gross weight requires a valid Operator’s Licence from the Traffic Commissioner, along with tachograph and Driver CPC compliance. As more Clean Air Zones and Low Emission Zones are rolled out across the UK, running a Euro 6 compliant fleet avoids the daily charges non-compliant vehicles face entering them.
Whether you’re running local delivery, national haulage or international supply, we can help fund the lorries you need to stay profitable — and with the rising cost of diesel, now may be the time to look at electric, hybrid or hydrogen alternatives too.
Lorry Finance Deals
Whether you need a used 18-tonne rigid or a new 44-tonne articulated lorry, we'd love to quote.
Get costs covered, and finance your new lorries so you can efficiently run your business
With asset finance you can:
- Upgrade to the latest versions
- Buy new or lease them
- Run your business more efficiently
- Spread your costs over time so you can better manage your cash flow
- Free up cashflow for emergencies.
We offer a number of personalised funding solutions for Lorries
Lorry Finance for UK Businesses
Hire purchase allows you to obtain the lorries your business needs and pay for them in increments over a negotiated period.
At the end of the agreed-upon time, you will be offered the option to purchase the asset.
A finance lease works like a loan agreement that allows you to acquire the lorries your business needs without having to buy them outright.
Coates arranges for a funder to purchase the assets your business needs for you and lease them back to you over a negotiated time period.
An operating lease is an agreement that allows your business to use and operate equipment and machinery without committing to ownership.
The agreed-upon rental term of an operating lease is typically shorter than the life of the asset.
Asset Refinance is an ideal solution for your business if you also use heavy equipment, plant machinery or vehicles.
Also known as a ‘Sale and Leaseback’ or ‘Sale and Hire Purchase back’ agreement, this finance solution allows your company to sell existing vehicles to the lender in return for working capital.
This enables you to still use your assets by leasing them back from us whilst freeing up cash for other purposes.
Secured commercial loan
A secured business or commercial loan is a loan secured against an asset of the borrower, giving them the working capital they need right away.
Unsecured Business Loan
An unsecured business loan allows businesses to obtain essential vehicles without collateral.
Call Us Today for a FREE No Obligation Quote: 01904 948008
Let's Get Started
All you need to do is complete the form and submit your inquiry to get your no obligation quote today
- Partner with one of the UK's leading finance solution providers
- Get sector specific solutions from the "smartest people in the finance industry"
- Apply in minutes and see funds in your account in as little as 48 hours
- Access funds from £5000 - £500,000
- FREE tailored quotation with no obligation
