Asset refinance: Sale and leaseback

Free up your cashflow by selling and leasing back your assets

Asset Refinance

A Flexible Sale and Leaseback Option

Turn Your Assets into Cash

Starting and running a business can be a juggling act, By partnering with the UK’s top asset finance company, you never have to drop the ball. If you need to free up some working capital to spend on new equipment but your cash is not easily available, you’ve come to the right place.

With Coates Finance, you can turn your assets into cash with a Sale and Leaseback, also known as Asset Refinance.

If you are a small business looking to free up some immediate cash flow, you have everything you need within reach when you apply with us..

Asset refinance is an alternative funding option for businesses in need of working capital right away. With a sale and leaseback agreement you can sell your existing assets to a lender in return for working capital. you can then still use the equipment by leasing it back from the lender.

How Does Asset Refinance Work?

Helping You get the Best Finance for your Business

Refinancing is a fast and flexible way to access working capital without approaching your bank.

Coates will arrange for your equipment to be purchased and then leased back to you over a set rental period.

When the agreed-upon term comes to an end you can choose to keep leasing the equipment or purchase it back.

Sale and leaseback financing benefits businesses that already own assets such as vehicles, heavy equipment as well as plant and machinery.

Depending upon how much capital you need for your business you can refinance single or multiple assets. Turning your existing equipment into working capital allows you to improve and grow your business.

Asset refinance: Sale and leaseback
Equipment refinance is available for many assets, including heavy plant

The Advantages of Sale and Leaseback​

Helping your Business to Own Equipment

Refinance Commercial Vehicles, Equipment, Plant Machinery And Tools

Here’s a list of some of commercial vehicles, equipment, plant machinery and tools that you can refinance:

  • 3D printers, scanners and peripherals
  • Commercial vehicles (new/used), including cars, vans, trucks and lorries
  • Buses and coaches
  • Haulage vehicles
  • Forklift Trucks
  • Construction equipment, machinery and power tools for building
  • EPOS till systems
  • Dj equipment
  • Event furniture and marquees
  • Farming equipment and machinery
  • Forestry equipment and machinery
  • Garage equipment
  • Gym and fitness equipment 
  • Refrigeration and air conditioning equipment, parts and tools
  • Office equipment, computers, laptops and furniture
  • Commercial kitchen and catering equipment
  • Security and CCTV camera equipment
  • Shop fittings and refurbishments
  • Sports and racing cars
  • Vehicle tracking systems and devices
  • Veterinary equipment such as scanners and lasers systems.

How Refinancing can Boost your Business

Sale and leaseback financing frees up working capital giving you an immediate cash flow injection.

The agreement terms give you continued use of the equipment with low monthly payments.

You can spread your costs over a longer period of time, giving you greater cash flow. It allows you to make capital on assets you already own while protecting your business from asset depreciation

Is Asset Refinance Right for My Business?

If you run a small business, you need to free up some immediate cash and already own valuable equipment and machinery, asset refinance is an ideal solution for your business.

At Coates we help you every step of the way to get the best finance options for your business.

What Happens When You Refinance?

When applying for asset refinance with us, the first thing we will do for you is to determine the value of the asset based on its current condition and how it was used.
We take out the stress of this process by using qualified inspectors to determine the value of your asset and how much it is worth.

The final step is to transfer ownership of the asset to Coates or one our our funding solution providers.

We’ll work with you to customise a payment plan that works your business. When all the payments have been made we will return your asset back to your business. A simple process when you partner with Coates.

If you’re looking to refinance – just complete the short form below or give us call today. We can finance almost any business asset.

Turn your assets into cash

Why Sale and Leaseback is Right for You

Asset Refinance is a simple solution for companies who have valuable equipment and need a boost in cashflow.

We can arrange for the purchase your equipment, machinery and tools so that you can focus on growing your business.

At the end of the agreement you can either keep leasing the equipment or buy it back.

Refinancing is a great way to raise money against assets you already have. It’s also a fast way to raise money for investment.

Highlights of Sale and Leaseback

  • Extract cash from your assets – Free up your money and let it work for you
  • Competitive Interest Rates – To suit your business growth
  • Fixed Repayment Costs – Great for keeping your cash flow forecast on track
  • Fair Market Valuation – We’ll arrange the best finance available according to the value of your asset
  • Funds Your Purpose – Use the money raised as you wish, from working capital to upgrades and investment
    Better Finance Options for You – Allows you to raise money secured against assets that normal lenders wouldn’t consider
Asset refinance: Sale and leaseback-Why Sale And Leaseback?
Partner with Coates for quick and easy sale and leaseback financing

a flexible funding option

How to Apply for Asset Refinance

Partnering with us is a simple process. Here’s how you can apply to get your Refinance Purchase Agreement within 48 hours.

Before we can successfully process your application, there are a few requirements that your business must have in place:

  • As an applicant, you must be a Limited Company or Limited Liability Partnership
  • Your company must be based in the UK
  • Your company must not have any county court judgements

Asset refinance for business couldn’t be simpler. Pre-approval is only a few steps away. Just complete the application form below to find out if you qualify to work with us.

Our pre-approval process is quick and easy. Speak to one of our knowledgeable finance professionals to see how we can help your business.

Working With You To Grow Your Business​

Why Choose Coates Finance?​

Key Benefits of Working with us

  • Fast decision: Get a fast decision in 24-48 hours so you can spend more time growing your business.
  • Simple Process: Fill in our short, easy-to-complete application forms without the complicated jargon.
  • Personalised Solution: Obtain the right solution to your unique financial circumstance and raise the cash to purchase the assets you need.
  • Flexible Amounts: Fund your growth with the £2000 - £500,000 that we can help make available for you to scale your business.
  • Specialised knowledge: Draw on our years of practical finance lease expertise in a variety of sectors to ensure you achieve your desired funding solution
  • Pay in instalments: Spread the cost of your purchases over a period of time that’s right for you from 3 months to 60 months
  • Full Transparency: We work with a number of lending partners and will provide independent impartial advice so you always get the best deal and the best rates
Fast and Simple
Get your finance offer in 24-48 hours. Short, easy-to-complete application forms
Personal and Flexible
Obtain a cohesive solution to your unique financial circumstance and raise the cash you need
Release the Cash You Need
Fund your growth with the extra money that we can help make available for you
Specialised and Open
Draw on our years of practical expertise to ensure you achieve your desired funding solution

Get Started

Partner with Coates Finance

Here is what we need to get started

Fast Asset Refinance in 3 Easy Steps

Our friendly team of experts are waiting to assist you and your company.

We’ll help you finalise a solution that meets your needs, and take the hassle out of the decision-making process so you can spend more time on what matters to you most – growing your business.

We have streamlined the application process and made it super simple to apply for the funding you need.

Complete the short form below and let’s get started today.

Complete the form below and speak to one of our knowledgeable finance professionals, who will answer your questions and guide you through the final steps to a solution that works for you.

You can also give us a call if you need immediate answers to your questions. Our friendly experts will happily answer any questions you may have before you begin your application.

Call us on 01904 948008

Lines are open
9:00am – 5:30pm Monday to Friday
(excluding UK bank holidays)

3 steps to success

We'll Help You Every Step Of The Way

Follow the simple 3 step process to finance your business today.

Once you have completed the first step, we will get you on a call to answer any more detailed questions you may have and move quickly towards getting your financial requirements successfully approved

01

Complete the Form

Complete the simple form below and apply online for the amount you need to grow your business

02

Receive Fast Approval

We will process your application and aim to get you approved for your desired amount in 24-48 hours

03

Get Funded

Congratulations!

Now you’ve been approved, you can acquire the assets for you require to grow.

Let's Get Started

All you need to do is complete the form and submit your application to get started today

  • Partner with one of the UK's leading finance solution providers
  • Get sector specific solutions from the "smartest people in the finance industry"
  • Apply in minutes and see funds in your account in as little as 48 hours
  • Access funds from £2000 - £500,000
  • FREE tailored quotation with no obligation

Get your FREE business finance quote today

Get your FREE business finance quote today

Complete the form and submit your application to get started today